LEGAL

Terms & Conditions

The rules that govern your use of the JT Rides ride-hailing and delivery platform — for passengers, drivers and delivery partners.

Platform: JT Rides Mobile Application and Website
Service Provider: JT Rides Limited
Effective Date: October 15, 2026
Last Updated: October 15, 2026

Last updated: October 15, 2026

1. Introduction

Welcome to JT Rides.

These Terms and Conditions ("Terms") govern your access to and use of the JT Rides mobile applications, website, and related services (collectively referred to as the "Platform").

JT Rides is a technology-driven mobility platform designed to connect passengers with drivers for convenient, reliable, and secure transportation services.

By registering, accessing, or using the Platform, you acknowledge that you have read, understood, and agreed to these Terms and our Privacy Policy.

If you do not agree with these Terms, you should not use the Platform.

2. Definitions

For the purpose of these Terms:

  • JT Rides: JT Rides Limited, the operator of the Platform.
  • Platform: The JT Rides website, passenger application, driver application, and associated digital services.
  • Passenger: Any individual who uses the Platform to request transportation services.
  • Driver: An individual authorized to provide transportation services through the Platform.
  • Ride: A transportation service requested or arranged through the Platform.
  • Account: A registered user profile used to access the Platform.
  • Fare: The amount payable for a transportation service.
  • Wallet: A digital feature, where available, used to manage eligible payments, credits, or refunds within the Platform.

3. Eligibility and Account Registration

To use JT Rides, users must:

  1. Be at least 18 years old, or meet any other applicable legal requirement for the service.
  2. Provide accurate and complete registration information.
  3. Maintain a valid and accessible mobile phone number.
  4. Keep their account credentials confidential.
  5. Comply with applicable Nigerian laws and regulations.

Users are responsible for activities carried out through their accounts, except where those activities result from circumstances for which JT Rides is legally responsible.

JT Rides reserves the right to verify user information and suspend or restrict accounts where reasonably necessary to address fraud, safety risks, legal requirements, or violations of these Terms.

4. Passenger Responsibilities

Passengers agree to:

  • Provide accurate pickup and destination information.
  • Be available at the designated pickup location.
  • Treat drivers respectfully.
  • Follow reasonable safety instructions.
  • Use the Platform only for lawful purposes.
  • Pay applicable fares and charges.
  • Avoid conduct that endangers the driver, other passengers, or road users.

Passengers must not engage in harassment, threats, violence, discrimination, or the transportation of prohibited or dangerous items.

Passengers are responsible for ensuring that any person for whom they request a ride complies with applicable safety requirements.

5. Driver Responsibilities

Drivers using the Platform must:

  1. Possess a valid driver's licence and all required authorizations.
  2. Operate vehicles that satisfy applicable safety and regulatory requirements.
  3. Maintain appropriate vehicle insurance and documentation.
  4. Observe traffic laws and road safety regulations.
  5. Treat passengers professionally and respectfully.
  6. Maintain accurate availability and vehicle information.
  7. Avoid reckless driving, harassment, discrimination, and other prohibited conduct.
  8. Cooperate with legitimate safety investigations and incident reporting.

Drivers must not operate vehicles while under the influence of alcohol, illegal drugs, or any substance that impairs safe driving.

JT Rides may restrict or deactivate driver access where reasonably necessary for safety, compliance, or violations of these Terms, subject to applicable law and any separate driver agreement.

6. Ride Booking and Acceptance

Passengers may request rides through the Platform.

Ride availability depends on factors including driver availability, location, service coverage, traffic conditions, and operational requirements.

A ride request does not guarantee that a driver will be available.

Once a driver accepts a request, relevant ride details may be shared between the passenger and driver to facilitate the journey.

Passengers and drivers should verify the vehicle and trip information before commencing a ride.

JT Rides may cancel or restrict bookings where reasonably necessary for safety, fraud prevention, or legal compliance.

7. Fares and Payments

Ride fares may be determined by factors including:

  • Pickup and destination locations.
  • Estimated journey distance and duration.
  • Applicable service fees.
  • Traffic conditions.
  • Demand and availability.
  • Promotions or discounts.

The applicable estimated fare or pricing information will be presented through the Platform before booking where supported.

Actual charges may vary where the service permits adjustments, such as changes to the route, waiting time, or additional authorized charges.

Payments may be processed through supported payment methods, including cards, bank transfers, wallet balances, or other approved options.

JT Rides may engage licensed third-party payment service providers to process transactions.

Users must not use unauthorized payment methods or engage in fraudulent payment activities.

8. Cancellations, Waiting Time, and Refunds

Passengers may cancel ride requests through the Platform.

Depending on the circumstances and the cancellation policy communicated during booking, cancellation fees may apply.

Fees may also apply where a driver has arrived and the passenger fails to appear within the permitted waiting period.

Where a refund is due, it will be processed through the applicable payment channel or another permitted method.

Refund processing times may depend on payment providers and financial institutions.

JT Rides will review disputed charges and refund requests in accordance with applicable law and its published refund procedures.

9. Wallet and Promotional Credits

Where wallet functionality is available, users may be permitted to fund their wallets and use eligible balances for transactions on the Platform.

Wallet services may be provided through appropriately licensed financial or payment partners.

Users must not attempt to manipulate wallet balances, exploit promotions, or initiate fraudulent transactions.

Promotional credits, vouchers, and discounts may be subject to separate conditions, including validity periods and usage restrictions.

Wallet refunds, withdrawals, and transfers, where supported, will be governed by applicable product terms and regulatory requirements.

10. Safety and Security

JT Rides is committed to promoting a safer transportation experience.

The Platform may provide safety-related functionality such as:

  • Driver and vehicle identification.
  • GPS-based ride tracking.
  • Trip history.
  • Emergency reporting.
  • Security notifications.
  • Incident reporting and investigation.

Users must report safety concerns, suspected fraud, accidents, or serious misconduct through the available support channels.

JT Rides may cooperate with emergency responders, law enforcement agencies, and relevant authorities where required or permitted by law.

While JT Rides implements reasonable safety measures, no transportation service can guarantee the complete elimination of all risks.

11. GPS Tracking and Location Services

The Platform may process location information to provide transportation and safety services.

This may include:

  • Identifying nearby drivers.
  • Determining pickup and drop-off locations.
  • Displaying vehicle movement.
  • Calculating estimated arrival times.
  • Supporting navigation.
  • Investigating reported incidents.
  • Monitoring operational and security events.

Location information will be handled in accordance with our Privacy Policy and applicable data protection laws.

Users may be required to enable certain location permissions to access location-dependent features.

12. DashCam and Vehicle Security Monitoring

Certain vehicles operating through JT Rides may be equipped with DashCam systems, GPS tracking devices, or other authorized safety technologies.

Where deployed, these systems may support:

  • Road-facing video recording.
  • Cabin-facing video recording, where applicable.
  • Live security monitoring.
  • Recorded footage retrieval.
  • Accident and incident investigation.
  • Emergency response.
  • Vehicle and driver safety monitoring.

The use of cameras and related monitoring technology will be subject to applicable laws, appropriate notices, access restrictions, and our Privacy Policy.

Access to recorded footage will be restricted to authorized personnel or other parties with a lawful basis for access.

JT Rides will not permit unauthorized use, disclosure, or distribution of recorded footage.

Recording capabilities and availability may vary depending on the vehicle, device, and service configuration.

13. Privacy and Personal Data Protection

JT Rides respects the privacy of its users.

We may collect and process personal information necessary for account management, identity verification, ride booking, payment processing, safety, customer support, and other legitimate purposes.

Such information may include:

  • Name and contact details.
  • Account and identification information.
  • Driver and vehicle documentation.
  • Trip and transaction records.
  • Location information.
  • Device and application information.
  • Security incident information.
  • Camera recordings, where applicable.

Personal data will be processed in accordance with the Nigeria Data Protection Act 2023 and other applicable laws.

Further information about data collection, retention, sharing, and user rights is provided in our separate Privacy Policy.

14. Prohibited Activities

Users must not:

  1. Create fraudulent accounts or impersonate others.
  2. Use the Platform for unlawful activities.
  3. Harass, threaten, or discriminate against other users.
  4. Manipulate fares, bookings, ratings, or payment systems.
  5. Attempt unauthorized access to JT Rides systems.
  6. Introduce malware or disrupt Platform operations.
  7. Misuse personal information obtained through the Platform.
  8. Circumvent security or safety controls.
  9. Use another person's account without authorization.
  10. Engage in conduct that endangers passengers, drivers, or the public.
  11. Engage in any other illegal, fraudulent, abusive, or prohibited activity, or use the Platform in any manner that violates applicable laws, regulations, or JT Rides' policies.

Violations may result in account restrictions, suspension, termination, or other appropriate action.

15. Ratings, Reviews, and Feedback

Passengers and drivers may be permitted to provide ratings and feedback following completed rides.

Users must submit honest feedback and must not post false, abusive, discriminatory, or defamatory content.

JT Rides may moderate or remove content that violates these Terms or applicable law.

Feedback may be used to improve service quality, investigate complaints, and support operational decisions.

16. Account Suspension and Termination

JT Rides may suspend, restrict, or terminate access to the Platform where reasonably necessary due to:

  • Fraud or suspected fraudulent activity.
  • Serious safety concerns.
  • Repeated violations of these Terms.
  • Misuse of Platform services.
  • Failure to meet applicable driver requirements.
  • Legal or regulatory obligations.

Where appropriate and legally required, affected users will be informed of the reasons for the action and provided with an opportunity to seek review.

Users may request account closure through the available support channels, subject to applicable legal, financial, and record-retention obligations.

17. Service Availability

JT Rides aims to maintain reliable Platform services.

However, temporary interruptions may occur due to:

  • System maintenance.
  • Network failures.
  • Technical faults.
  • Third-party service disruptions.
  • Events outside our reasonable control.

We may modify, suspend, or discontinue features where reasonably necessary.

Where practicable, users will be notified of material service changes.

18. Intellectual Property

The JT Rides name, branding, logos, application design, software, website content, and related intellectual property belong to JT Rides Limited or its licensors.

Users are granted a limited, non-exclusive, non-transferable right to access and use the Platform for its intended purposes.

Users must not reproduce, distribute, reverse engineer, or commercially exploit protected Platform materials except where permitted by law or authorized in writing.

19. Third-Party Services

JT Rides may integrate services provided by third parties, including:

  • Payment processors.
  • Mapping and navigation providers.
  • Communication service providers.
  • Identity verification providers.
  • Vehicle tracking and DashCam vendors.

Some third-party services may be governed by additional terms and privacy notices.

JT Rides is not responsible for third-party acts or failures beyond the extent of its legal responsibility.

20. Limitation of Liability

JT Rides will exercise reasonable care in providing and maintaining its Platform and fulfilling its legal obligations.

To the extent permitted by applicable law, JT Rides will not be liable for losses arising solely from circumstances outside its reasonable control.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded, including liability arising from fraud, negligence where legally applicable, or violations of mandatory consumer protection rights.

The allocation of responsibility for transportation services may depend on the applicable contractual relationship between JT Rides, drivers, passengers, and relevant service providers.

21. Complaints and Dispute Resolution

Users are encouraged to report complaints through JT Rides' official support channels.

Complaints may relate to:

  • Ride experiences.
  • Driver or passenger conduct.
  • Incorrect charges.
  • Refunds.
  • Account restrictions.
  • Safety incidents.
  • Privacy concerns.

JT Rides will review complaints and seek to resolve disputes fairly and within reasonable timeframes.

Where a dispute cannot be resolved internally, users may pursue available remedies through competent courts, regulators, or other legally recognized dispute resolution mechanisms.

Nothing in these Terms prevents users from exercising rights available under Nigerian law.

22. Changes to These Terms

JT Rides may update these Terms to reflect changes in its services, technology, business operations, or legal obligations.

Material changes will be communicated through the Platform or other appropriate channels.

Where required by law, we will obtain consent before applying changes.

The updated Terms will display their effective date.

23. Governing Law

These Terms shall be governed by the applicable laws of the Federal Republic of Nigeria.

Any disputes arising from these Terms shall be subject to the jurisdiction of the competent courts of Nigeria, without prejudice to mandatory consumer rights or other applicable legal protections.

24. Wallet Usage Policy

Funds added to a user's JT Rides Wallet may only be used to pay for rides booked through the JT Rides Platform.

Wallet balances cannot be withdrawn, transferred to bank accounts, or sent to other users.

All wallet funds are strictly intended for transportation services on JT Rides, subject to applicable refund rights under these Terms and applicable laws.

25. Contact Information

For questions, complaints, or inquiries regarding these Terms, please contact:

JT Rides Limited

For emergencies or immediate threats to personal safety, users should contact the appropriate emergency services.

Acceptance of Terms

By creating an account or continuing to use the JT Rides Platform, you acknowledge that you have read and understood these Terms and agree to be bound by them, subject to applicable law.

© 2026 JT Rides Limited. All Rights Reserved.